August 9, 2016 | Credit Inquiry removal | 31 comments | Author: Dmitri
Hard Credit Inquiry Removal is one of the most effective and fast strategies to boost your credit score. Each recent hard credit inquiry can cost you up to 5 points on your FICO score. We can remove hard credit inquiries from your credit report in 24 hrs. Fill out this form and we will get back to you with a quote the same day.
This may be your first time hearing the word “credit inquiries”… don’t be alarmed this topic is becoming more and more popular… As credit card use is on the rise so are these notorious “credit inquiries” Every time you give a business permission to run your credit while applying for financing in some way, you will most likely get a hard credit inquiry. Too many of these hard credit inquiries and your credit score will be affected for the worse. They can even stay on your credit report for up to two whole years. It is in your best interest to get these removed asap.
No, of course not. No one will make you remove these hard credit inquiries. But the question is do you want your credit score to be at its best? If so, then you surely want to get these removed. In the grand scheme of things hard credit inquiries only play a minor role impacting your overall credit score. But these little inquiries can make a big difference depending on how many you have and what you are trying to do…
Each time you apply for credit for the first time you will receive a hard credit inquiry. You receive these because the creditor pulled your credit profile and it is a way of tracking the way you use your credit. For example: if you have too many inquiries it will show the credit bureaus that you are looking to get a high credit limit. This can lead to many other questions… Basically, it can be perceived that you are a risk with too many of these inquiries in just a short amount of time. Now that is just one example. That is why it is best not to have too many of these inquiries and even get them removed right away.
“I have a lot of credit inquiries, is this hurting my credit score?”
Keep in mind that all credit inquiries must be removed from your credit report after 2 years. If you do not have any plans on using your credit for anything serious in the next two years it might just be best to wait. But if you do plan on using your credit relatively soon, then it is wise to get them removed. Here is what you can do to get started:
Step #1
Get access to your 3 Bureau Credit Report. There are numerous credit monitoring websites out there that can provide you with your three bureau credit report. Find the one you are most comfortable with and take some time to review that report. You will want to find the section that says “inquiries” Don’t worry, you will not get a hard credit inquiry for just ordering your 3 bureau credit report…
Step #2
Get the address for each of the hard credit inquires. Some credit monitoring websites will provide the address freely, others will not. You need to get the addresses to your hard credit inquiries one way or another. It is a necessary step to begin the dispute process. If you have difficulty finding the address, try using a different credit monitoring website. Last case scenario, you will want to try and call the credit bureaus yourself.
Step #3
Draft a letter to each of the creditors asking them to remove your inquiries. The Fair Credit Reporting Act only permits authorized inquiries to show up on your credit report. You will want to challenge them in a sincere way and ask for proof that you gave them permission to give you a hard credit inquiry. If they cannot provide proof, according to The Fair Credit Reporting Act, they must remove that inquiry…
Step #4
Some creditors will provide data showing that you gave them permission. You will want to observe these documents very closely and look at the facts. Many times there can be irrelevant, wrong, or strange information. If that is the case stand firm and try to make your point. If they are unwavering you can let them know you will contact the State Banking Commission. Make sure to send your mail via certified mail so you will know when they receive it. They can ignore you and if they do that will be even more grounds for you to get your inquiry removed.
If your credit ratings have been taking a beating it is time to do something about it. It is essential that you come to a stop and assess your debt situation. Bear in mind that your credit rating affects various aspects of life. Making it possible to:
Various financial institutions, real estate agencies, and even potential employers use your credit score to make a final decision. So, what can someone do to help eliminate bad credit? Well, this is where hiring a credit repair firm like Credit Repair Co may come in handy, where professionals work with you to help to:
When you sign up for a credit repair service like Credit Repair Co, you are allowing professionals with years of experience in the field of financing and budgeting to take charge of working with credit bureaus and creditors on your behalf. Not only does this help you step-by-step in improving your credit score. It also helps you resolve financial issues. They even offer a 3 year warranty for making sure that your credit remains clean.
Tina
August 10, 2016 at 6:33 pm |
Cost to remove inquiries
November 17, 2016 at 5:56 pm |
Hi Tina,
Check out our website for a list of services and prices. Here is the direct link: https://creditrepairco.net/
Here you can see all of our services and our results. Thank You!
August 20, 2016 at 2:17 am |
Would it be possible to remove inquiries in 1 month or less. I would like to use my VA home loan because my lease is ending soon and need it done asap. Please let me know if you can help!
Best regards,
Tony
November 17, 2016 at 5:52 pm |
Hi Tony,
Yes, it is possible to remove your inquiries in less than one month. Please give us a call at 424-328-0405.
August 24, 2016 at 7:48 pm |
Hi, I have approximately 27 Auto Inquiries on my credit report, all within 30 days. I went to three Auto Dealerships and they “Shot gunned my Credit”.
I got approved for a new Chrysler 200S. The reason they say is that my old car which was totaled in a No-Fault accident, but was still on my credit report at $15K. They say I AUTHORIZED the Inquiries when I signed the application for credit? They also say Trans-Union will NEVER remove a “Hard Inquiry”.
Therefore, perhaps you are the experts CAN THEY BE REMOVED WITHIN 45 DAYS? Last, What is the exact cost? Please no BS! I have used Lexington Law what a dispute waste of time and an Section 609 Attorney another waste of $1,500.00 filing disputes, a joke. . .Respectfully Submitted, Levi Dalton
September 15, 2016 at 9:19 pm |
Please call us 424-328-0405
I will take care of you ASAP
November 15, 2016 at 3:56 am |
Hi,
I’m a currently an authorized user to my an account that I would like to be removed crom that has an 120% debt. It’s effecting my score even though I’m not using the card. The point was to help raise my credit.. not hurt it. And have a plan to raising my fico and buy a car after this year. thank you for your time.
D.S.
November 17, 2016 at 5:32 pm |
Hi D.S.,
That is a good question. You need to ask your Aunt to call the bank to get your name removed. We can also help you boost your FICO score. If you want to give us a call at the office I will explain more. 424-328-0405
November 19, 2016 at 10:39 pm |
Which agency do the inquiries be removed from?
November 29, 2016 at 8:28 pm |
We can remove from Experian/TransUnion/Equifax.
March 25, 2017 at 10:28 pm |
Need to get credit inquiries off my credit report
July 6, 2018 at 5:10 am |
Hello everyone! I think i have found solution to 68% of Americans problem. And i have seen so many recommendations on Dmitri. I wouldn’t advise anyone but if you need a real Fico, Transunion, equifax and experian credit agent to boost or rebuild your credit score? They can also help you eliminate negativity in your records and bank and insurance debts. he also tackles tax aliens, this guy is just the best out there. you can contact their office 424-328-0405 He’s a legit credit repair agent… Hope that helps? Y’all can can thank me later
September 22, 2017 at 12:13 am |
Another great article!
May 25, 2018 at 2:13 am |
I have 6 hard inquires with TransU.. and 8 with Equfax. I need them to be taken off within 1 week, can your company do this?
June 6, 2018 at 5:48 pm |
Have been suffering for bad credit all this while but a friend referred me to Credit Repair CO, they helped me remove negative collection from my report and he increase my score to excellent,
June 19, 2018 at 5:04 pm |
for some reason I find this article interesting, and I will explain my side of this, about 6 months ago I was referred to Credit Repair Co for a credit repair service and he was more than up to the task, in less than 7 working days he had successfully deleted 30 hard inquiries and raised my score by 120 points, I thought this was temporary and after a few days the changes would disappear, but so far he has assisted in keeping my score high! if you need to raise and remove hard inquiries from your report call https://www.creditrepairco.net
July 6, 2018 at 5:15 am |
Hello Everyone, for the past 8 months, I have been battling with my credit score because it was very low, until I met Creditrepairco.net through a friend of mine. They helped increase my credit score from 435 to 780. I was really surprised that he helped me do it within 90 days, even though I doubted him at first because he told me to pay an upfront service charge, before any action can take place. They got my credit report fixed within 90 days, my credit score increased. They are trust worthy.
July 9, 2018 at 9:14 am |
Hi,I testified to the service after trailing their advert placements a couple months ago and thought of giving it a shot , it was worth the move in the end because i had my total debts and inquiries cleared off in a very short time . I have recommended this service to friends based on the positive outcome, you should endeavor a trial. Call 424-328-0405 to get an excellent and legit credit boost
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September 16, 2018 at 5:41 am |
Hello, now we offer 30-60 days credit repair programs. Call our office for details 424-328-0405
October 26, 2018 at 11:37 am |
what about 1 week plans?
October 26, 2018 at 6:06 pm |
Yes we do offer 1 week service please call us at 424-328-0405
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