OUR SERVICES
Welcome to the Credit Repair Service you can trust. We have assembled a team of experienced credit experts, knowledgeable support staff, and courteous customer service representatives whose only goal is to help you improve your credit.
Our experts are experienced in dealing with the credit bureaus and creditors and are constantly developing new strategies to improve your credit. Our courteous customer service personnel are knowledgeable in credit related matters and are ready to help you with any questions.
Inquiry removal:
Processing time frames
- Experian – VIP Fast Track 1-5 days or 30 days processing
- Equifax – 30 – 45 days (sometimes requires a few rounds)
- Transunion – 15 – 45 days (sometimes requires a few rounds)
Please Note: We do not remove credit inquiries that are attached to OPEN BUSINESS or PERSONAL revolving and installment accounts.
Also if you opened a personal and/or business bank account and bank checked you credit the credit inquiry will stay on the report.
If you asked for a credit card limit increase and the bank checked your credit then the credit inquiry will also stay on the report.
Unauthorized credit inquiries generated through Auto, Mortgage, Rent, Employment and Inquiries from denied credit applications can be removed.
Take advantage of our marketing program to get discount pricing.
Credit Repair:
Pay Per Delete Plan (Expert level dispute tactics)
– A one-time $39 signup fee helps offset a portion of the postage and printing costs.
– Must have 10+ negative items.
– Credit evaluation
– Score analysis
– Progress tracking
– Online portal access
– Price per item, per credit bureau
– FREE – removal of old names, addresses
– $70 – Standard deletions including public records
Take advantage of our marketing program to get discount pricing.
Credit Repair:
Month To Month Plan (Expert level dispute tactics)
$350 – Credit evaluation $150 – Monthly fees.
Good for large files
– Credit evaluation
– Score analysis
– Progress tracking
– Online portal access
– We challenge all 3 major bureaus + secondary bureaus (not just the obvious ones)
– We don’t stop at bureaus, we go straight to creditors & collectors.
– Force validation and documentation, many can’t prove it.
– We use consumer protection laws to push for corrections or deletions.
– We don’t just clean — we position you to get approved after.
– 100% refundable if there are no deletions
Funding program :
Business and Personal Funding Assistance Program
We remove a large number of hard inquiries every month, so we know which lenders are actively approving and which ones are tightening up. Based on your state, credit profile, and FICO score, we create a custom funding strategy designed to improve your approval odds and reduce unnecessary denials and hard pulls.
Unlike many funding brokers, we do NOT charge the typical 10% backend fee on the amount you get approved for. No hidden commissions. No surprise cuts from your funding.
We create the custom lender list and provide step-by-step instructions on how and when to apply. You apply directly with the lenders yourself and keep the savings.
Silver Plan — $350
- Up to 5 recommended lenders
- Customized based on your state and FICO score
- Strategic lender list with stronger approval potential
- Step-by-step application instructions
- Helps avoid wasting applications on the wrong lenders
- No 10% backend commission fee
Gold Plan — $750
- Up to 10 recommended lenders
- Customized based on your state and FICO score
- Strategic lender matching to maximize approval potential
- Step-by-step application instructions
- Includes hard inquiry removal assistance for up to 10 new applications
- No 10% backend commission fee
You don’t need more random applications. You need the right lenders, the right sequence, and the right strategy.
- Credit Repair Services we offer will cover removal of negative items on SEVEN Credit Bureaus not just Experian, Transunion and Equifax but Also on the other 4 that a lot of people have never heard of. (Innovic Data, MIB, Lexis Nexis, NCTUE)
- Our processors are trained in e-OSCAR workflows and Metro 2 dispute procedures.
- We have 1800 likes on Facebook, 20 years in business with over 30,000 happy clients. We have many testimonials to back it up.
- Rapid Re-scoring option is a part of our Credit Repair Services it allows us to process multiple disputes in a very short time.
- Part of our Credit Repair Services is a Fast track (1-2 days) processing for hard credit inquiry removal. We also offer 30 days processing for clients on the budget.
- Only company in America to offer a 1-year warranty for our Credit Repair Services to make sure that when your credit is clean, it stays clean. Any negative items that re-appear will be challenged within 1 year after your initial sign up at absolutely no cost to you.
- We are so sure you will be happy with our credit repair services we offer an unconditional money back guarantee unlike any other company offers.
- Seeing is believing. Our extraordinary process utilizes the most complete range of tools available to ensure that you get the best results possible. Our results are based on real client feedback and is available for you to view in our results library.
- Once your credit has been improved to a manageable condition, it’s time to get you back on the track to credit success. That’s why we help you to establish brand new lines of positive credit, and credit that will help you afford such things as personal loans and property purchases.
- We provide services in two languages. (English and Spanish)
Did you know that each credit inquiry costs you up to 5 points on your report?
Why Credit Inquiries Matter
New credit is one of the factors used to determine your credit score. In fact, new credit accounts for 10 percent of your credit score. Hard credit inquiries are considered a subset of the new credit category. According to Fair, Isaac & Co., the information about credit inquiries that can be factored into your FICO score includes: The number of recently opened accounts that you have and the proportion of accounts that are recently opened compared with long-standing accounts, by type of account; The number of recent credit inquiries; The time since recent account openings, by type of account; and The time since you last had any credit inquiries.
As Fair, Isaac & Co. Writes on its Web Site
For many people, one additional credit inquiry (voluntary and initiated by an application for credit) may not affect their FICO score at all. For others, one additional credit inquiry would take less than 5 points off their FICO score. Credit Inquiries can have a greater impact, however, if you have few accounts or a short credit history. Large numbers of credit inquiries also mean greater risk. According to Fair, Isaac, people with six credit inquiries or more on their credit reports are eight times more likely to declare bankruptcy than people with no credit inquiries on their reports.