20+ years of dedicated service

Better credit. Better life.

Credit restoration on 7 credit bureaus, a free report error review by our legal partners, and personal and business funding assistance. One team, one plan built around you.

  • Credit repair on 7 credit bureaus
  • Free report error review by our legal partners New
  • Personal and business funding
Free credit evaluation

A trusted name in credit repair

A complete review of your credit report summary and score, plus a free orientation and walk-thru of the process.

20+Years of service
30,000+Clients served
Claim Your Free Credit Report Evaluation
Or call our direct line
415-569-3151 · Mon–Fri 9am–5pm PT
20+Years in business
30,000+Clients served
7Credit bureaus
1 yrWarranty
2Languages
For credit repair, report errors and funding

Call 415-569-3151

Also you can click the button and our experts will conduct a free orientation and walk-thru of the credit repair process, and we will recommend a comprehensive plan of action that you can benefit from.

Claim Your Free Credit Report Evaluation Mon – Fri, 9:00 AM – 5:00 PM PT · English & Español
What we offer · Check out our programs

Need help with your credit, a report error, or funding?

Credit Repair Co. offers a free credit repair evaluation, which includes a complete review of your credit report summary and score. We have 3 programs to help you.

Program 1

Full Credit Restoration

We tackle charge-offs, collections, bankruptcies & more across 7 credit bureaus (not just 3!). Powered by FCRA, FDCPA, TILA, FACTA, HIPAA, CFPA law expertise.

  • Pay Per Delete and Month To Month plans
  • Month-to-month starts at $77
  • 1-year warranty
View Plans & Get Started
New Program 2

Free Report Error Review by Our Legal Partners

Was a report wrong about you? The attorneys we work with review errors at no out-of-pocket cost to you:

  • Credit reports
  • Employment background checks
  • Tenant screening reports
  • Insurance reports
See if this happened to you
Program 3

Funding Assistance (Up to $250K)

Personal and business funding assistance with a custom lender list.

  • $350.00 – Silver Plan – Up to 5 lenders based on your state and FICO score
  • $750.00 – Gold Plan – Up to 10 lenders based on your state and FICO score
View funding plans
Program 1 · Full Credit Restoration

Credit Repair. Expert level dispute tactics.

This isn't basic credit repair. It's strategic, thorough and built around your file.

  • Pay Per Delete and Month To Month plans available
  • We challenge all 3 major bureaus + secondary bureaus (not just the obvious ones)
  • We don't stop at bureaus, we go straight to creditors & collectors
  • We request validation and documentation for disputed items
  • We use consumer protection laws to push for corrections
  • We don't just clean up. We help position you for your next application
FCRAFDCPATILAFACTAHIPAACFPA

Results vary from person to person. We can't promise that any item will be removed or that your score will change by a set amount.

Our specialty

Real case studies on YouTube

See how we work on some of the toughest items on a credit report.

We work on SEVEN credit bureaus, not only on 3.

Not only Experian, TransUnion and Equifax, but also Innovis Data, MIB, LexisNexis and NCTUE.

Learn More
ExperianMajor
TransUnionMajor
EquifaxMajor
InnovisSecondary
MIBSecondary
LexisNexisSecondary
NCTUESecondary
= 7Bureaus
New · Program 2

Free Report Error Review by Our Legal Partners

Was a report wrong about you? Credit bureaus, background check companies, tenant screening companies and insurance data companies all have to follow the law when they report about you. The attorneys we work with review errors at no out-of-pocket cost to you.

Credit reports

Late payments that never happened, settled or bankruptcy-discharged debts still showing a balance, mixed files, being wrongly reported as deceased, deleted items reinserted, and identity theft accounts.

Employment background checks

Someone else's record, or dismissed, sealed, or expunged charges still showing.

Tenant screening reports

Dismissed or settled evictions, paid balances still owed, or someone else's record.

Insurance reports

Claims or accidents that aren't yours, or wrong medical or prescription history.

Denied a job, an apartment, credit or insurance because of a report?Keep the report and the denial letter, and reach out while the details are fresh. Time limits can apply. See every situation we look at on our services page.

Educational only. Not legal advice. Credit Repair Co. is not a law firm. Report error reviews are done by attorneys we work with. A free review doesn't guarantee that anyone can take your case or that you'll get any particular outcome.

Program 3

Funding Assistance Program up to $250K

Based on your state, credit profile and FICO score, we create a custom funding strategy designed to help you avoid unnecessary denials and hard pulls.

No 10% backend fee

Unlike many funding brokers, we do NOT charge the typical 10% backend fee on the amount you get approved for. No hidden commissions. No surprise cuts from your funding.

Custom lender list

We create the custom lender list and provide step-by-step instructions on how and when to apply.

You stay in control

You apply directly with the lenders yourself and keep the savings.

Silver Plan
$350.00
Up to 5 lenders based on your state and FICO score Get Silver
Most lenders Gold Plan
$750.00
Up to 10 lenders based on your state and FICO score Get Gold
Up to $250K in Personal & Business Funding. View Plans & Get Started

Lenders make all approval decisions. Funding amounts, rates and approvals are not guaranteed.

Why Credit Repair Co.

When your credit is clean, we help it stay clean.

Protection, proof and a path forward.

1 year warranty

We offer a 1 year warranty to make sure that when your credit is clean, it stays clean. Any negative items that re-appear will be challenged within 1 year after your initial sign up at absolutely no cost to you. Our experts will come up with a comprehensive plan to repair your credit.

Seeing is believing

Our process uses the most complete range of tools available. Our credit repair results are based on real client feedback and are available for you to view in our results library.

Back on track

Once your credit report has been improved to a manageable condition, it's time to get you back on the track to credit success. That's why we help you establish brand new lines of positive credit, and credit that can help with things like personal loans and property purchases.

Video testimonials

Hear it from real clients

Credit repair and credit restoration stories, straight from the Credit Repair Co. YouTube channel.

Credit repair done right for another happy client

CreditRepairCo on YouTube

How our credit repair process works

CreditRepairCo on YouTube
Testimonials

What our clients say about us

★★★★★
Thank you very much! To date, I have been quite pleased with your service and happy to report that my credit is very good now. I am approved for most credit lines that I apply for – at good rates. I will continue to endorse this service. Thanks again!
Mrs. BakerLos Angeles
Questions

Frequently asked questions

What are the 7 credit bureaus you work with?
The 3 major bureaus, Experian, TransUnion and Equifax, plus 4 secondary bureaus many people have never heard of: Innovis, MIB, LexisNexis and NCTUE.
What does the free credit evaluation include?
A complete review of your credit report summary and score, plus a free orientation and walk-thru of the credit repair process with a recommended plan of action.
Does the Free Report Error Review really cost nothing?
The review is done by the attorneys we work with at no out-of-pocket cost to you. They'll look at your report and documents and let you know whether they can help. Educational only. Not legal advice.
Can you guarantee results?
No. Every credit file is different, and results vary. We can't promise that items will be removed, that your score will change by a certain amount, or that you'll be approved for funding. What we can promise is an honest review and a clear plan.
¿Ofrecen servicio en español?
Sí. We provide services in English and Spanish.
Better credit – Better life

Need help with your credit, a report error, or funding?

Claim your free credit report evaluation. Our experts will walk you through the process and recommend a plan of action you can benefit from.

CRCO · Direct line 415-569-3151 · Mon – Fri, 9:00 AM – 5:00 PM PT · creditrepairco.net Educational only. Not legal advice.