Insurance Rate Jumped for No Reason? A Reddit Credit Guide to Insurance Reports
Insurers may check specialty reports from companies like LexisNexis, MIB and Milliman IntelliScript. These are consumer reports under the FCRA, so you can request them and dispute claims or records that aren’t yours.
Paid Off, Still Reported? A Reddit Guide to a New FCRA Case
A consumer says he paid his credit card in full, then $15.73 in fees appeared and negative reporting stayed. A federal magistrate judge in Delaware has recommended that his FCRA claims be allowed to proceed. Here’s what that does, and doesn’t, mean.