Hello New York!

Credit Repair & Hard Credit Inquiry Removal Is Our #1 service.

Contact Us & You Will See How We Can Help.

We have been established as a New York credit repair and hard credit inquiry removal company for over 10 years.

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Did you know that each credit inquiry costs you up to 5 points on your report?

What if you had 10 recent credit inquiries?? That would cost you up to 50 points!

Inquiry removal

  • Fast Track Program – Experian 1-5 days. Call us for a price. (Special prices for big files)
  • Fast Track Program – Transunion 10-15 days. Call us for a price.(Special prices for big files)
  • Fast Track Program – Equifax 15-30 days. Call us for a price.(Special prices for big files)
  • We also offer 30 days Hard Credit inquiry removal processing at the discount.

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Credit Repair

  • Our specialty: Charge-off, Collection Accounts, General Civil Judgments,
  • City, County, State and Federal Tax Liens, Chapter 7, 11, 12, 13
  • Price depends on amount of negative items. No monthly fees, just one time payment and 30-90 days time frame.

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Authorized User

  • Becoming an authorized user on someone else’s credit card can be a simple and effective tactic if you’re still working to establish your credit.
  • We have over 100 accounts to choose from. Accounts vary from 1-20 years of age and from 5K to 40K in available credit to help your debt to limit ratio.
  • Price for each trade line depends on age and a limit.

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What we do

  • We will work on 7 Credit Bureaus not only Experian, Transunion and Equifax but Also on the other 4 that a lot of people have never heard of. (Innovic Data, MIB, Lexis Nexis, NCTUE)
  • Our processors have highest security clearance with E-Oscar and Metro-2
  • We have 2000 likes on Facebook, 11 years in business with over 10,000 happy clients. We have many testimonials to back it up.
  • Rapid Re-scoring option allows us to process multiple disputes in a very short time.
  • Fast track 2-5 days processing for inquiries if needed. 30 days processing is available for clients on the budget.
  • Only company in America to offer a 3-year warranty to make sure that when your credit is clean, it stays clean. Any new negative items that appear will be challenged within 3 years after your initial sign up at absolutely no cost to you.
  • We are so sure you will be happy with our credit repair services we offer an unconditional money back guarantee unlike any other company offers.
  • Seeing is believing. Our extraordinary process utilizes the most complete range of tools available to ensure that you get the best results possible. Our results are based on real client feedback and is available for you to view in our results library.
  • Once your credit has been improved to a manageable condition, it’s time to get you back on the track to credit success. That’s why we help you to establish brand new lines of positive credit, and credit that will help you afford such things as personal loans and property purchases.
  • We provide services in two languages. (English and Spanish)

New credit is one of the factors used to determine your credit score. In fact, new credit accounts for 10 percent of your credit score. Hard credit inquiries are considered a subset of the new credit category. According to Fair, Isaac & Co., the information about credit inquiries that can be factored into your FICO score includes: The number of recently opened accounts that you have and the proportion of accounts that are recently opened compared with long-standing accounts, by type of account; The number of recent credit inquiries; The time since recent account openings, by type of account; and The time since you last had any credit inquiries.

For many people, one additional credit inquiry (voluntary and initiated by an application for credit) may not affect their FICO score at all. For others, one additional credit inquiry would take less than 5 points off their FICO score. Credit Inquiries can have a greater impact, however, if you have few accounts or a short credit history. Large numbers of credit inquiries also mean greater risk. According to Fair, Isaac, people with six credit inquiries or more on their credit reports are eight times more likely to declare bankruptcy than people with no credit inquiries on their reports.